Parties seeking to enroll in federally subsidized health insurance exchange plans with the aid of a professional can enroll through Health Care Guides, Certified Application Counselors, insurance brokers and directly through exchange plan carriers.
Certified guides and brokers can be found by visiting bewellnm.com/were-here-to-help.
Exchange carriers for New Mexico include Molina Healthcare, Presbyterian Health Plan, Lovelace Health [auth] System, Blue Cross Blue Shield of New Mexico and New Mexico Health Connections. Those who enroll in plans directly through carriers receive exchange subsidies at the end of the fiscal year, should they qualify.
Enrolling without professional guidance is also an option. New Mexicans can access the individual and small business exchanges at BeWellNM.com (English). SeguroQueSiNM.com (Spanish) also offers access to the individual exchange.
BeWellNM offers plan comparisons and a subsidy calculator at bewellnm.com/estimate-your-savings.
The toll-free help line of the New Mexico Health Insurance Exchange is 1-855-99-NMHIX.
Most United States residents must be enrolled in health plans by March 31 to avoid paying a penalty fine to the Internal Revenue Service. Those already enrolled in insurance do not need to change plans unless their plans are set to expire and cannot be renewed. Plans need not be purchased from the exchange, but only exchange plans are subsidized. Under the Affordable Care Act, many are newly eligible for government sponsored insurance through Medicaid.