Homework involved to apply for health insurance

September 30, 2013 • Business

FILE – This Sept. 11, 2013, file photo shows the federal government form for applying for health coverage, in Washington. Americans are no better informed about the 2010 overhaul of the nation’s health insurance system than they were shortly after the bill passed, and most of those who would be eligible to buy coverage through the exchanges set to open Tuesday are unaware when they begin and say they don’t have enough information to understand what the law’s changes mean for them. (AP Photo/J. David Ake, File)

WASHINGTON (AP) — Getting covered under President Barack Obama’s health care law might take you more than one sitting. In a media preview Monday, it felt like a cross between doing your taxes and making an important purchase that requires research.

“Nothing like this has ever existed before,” said Health and Human Services Secretary Kathleen Sebelius.

You’ll need accurate income information for your household, plus some understanding of how health insurance works, so you can get the financial assistance you qualify for and pick a health plan that’s right for your needs.

The process involves federal agencies electronically verifying your identity, citizenship and income, and you have to sign that you are providing truthful information, subject to perjury laws.

You heard it was going to be like buying airline tickets online? Not quite. But even if it triggers some anxiety, it’s not the government poking into your medical records, as “Obamacare” foes have Login to read more

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