New Mexico Legal, CAFe and Tierra del Sol Housing Corporation will be holding foreclosure workshops all across the state of New Mexico.
The workshops are part of the New Mexico Attorney General’s Office initiative, the Homeowner Preservation Program which is a coordinated effort to supply information and resources to New Mexico homeowners who are at risk of losing their homes. The AGO’s program includes a toll-free foreclosure hotline, 1-855-NMHOME-0 (1-855-664-6630); a foreclosure help website at keepyourhomenewmexico.org; housing counseling, and legal advice and representation.
The workshops consist of community-based outreach and education. Attorneys from N.M. Legal Aide will summarize the law and the court processes involved in foreclosures and how to protect yourself. The different types of loans, such as secured and unsecured, will be defined.
The workshop will give a description of the courts that handle foreclosures, a sample summons and how to respond to both the summons and the complaint. Participants are asked to bring any summons and complaints with them.
The loan modification process will be described by Tierra del Sol Housing Corporation and CAFe.
CAFe (Comunidades en Accion y de Fey / Communities in Action and of Faith) is a Las Cruces-based, nonprofit organization established in 2009, with the purpose of training and organizing low- and moderate-income families to help shape policy at the local, state and national levels.
Tierra del Sol Housing Corporation is a regional housing and community development corporation whose purpose is to improve the quality of life and economic conditions of low-income persons by providing affordable housing and community development through construction activities, lending, training and employment opportunities.
The discussion will cover loan modification scams, which have become a nationwide scandal. The scammers advertise themselves as a law firm. However, if the legal organization asks for money up front, it is probably not legitimate.
Each workshop will end with a question-and-answer session. The workshops will be held all across the state. One will take place in Roswell on July 11, at 1 p.m., at the Legal Aid offices, 200 E Fourth St., Ste. 200.
Those who need immediate help should contact the Roswell offices of N.M. Legal Aide or consider attending another workshop. The next workshop will be in Deming on May 8. There is also one on May 9 at 1 p.m., at Hobbs City Hall, 200 E. Broadway. On June 6, the Legal Aid offices in Santa Fe, 901 W Alameda, Ste. 20B, will host a workshop.
The workshops will continue throughout the summer and into the fall in Raton on Aug. 8, Clovis on Aug. 15, Alamogordo, on Sept. 12 and Taos on Oct. 10.
Interested parties are asked to call 505-768-6123 to sign up.